Welcome to 862 Mill Creek Road, a charming and beautifully updated Cape Cod offering an incredible opportunity to enjoy waterfront living in one of Arnold's most desirable locations! Nestled along the peaceful waters of Mill Creek with 55 feet of waterfront, this adorable 3-bedroom, 2-bathroom cottage offers the perfect combination of modern updates, cozy charm, and an unbeatable location. Whether you're searching for a low-maintenance waterfront retreat, a year-round residence, or the perfect setting to build your dream home, the possibilities here are endless! Step inside to discover a beautifully updated kitchen featuring white cabinetry, modern quartz countertops, stainless steel appliances, and updated flooring that flows throughout the main level. Just beyond the kitchen, the spacious and inviting living room is filled with natural light and offers beautiful views of the water, creating the perfect space to relax and unwind. Step outside onto the covered back deck, where you can enjoy your morning coffee, entertain friends, or simply take in the peaceful waterfront setting. The main level also features two comfortably sized bedrooms and a full hallway bathroom, providing a functional and convenient layout. Upstairs, you'll find a spacious primary suite complete with its own private full bathroom, offering a comfortable retreat away from the main living areas. Additional improvements include a new driveway, newer fencing, and updated flooring, while an exterior-access cellar provides convenient laundry space with a washer and dryer. The true highlight of this property is the incredible waterfront lifestyle it offers! With 55 feet of waterfront along Mill Creek, you'll love spending your days enjoying the water, relaxing outdoors, and taking advantage of everything this sought-after location has to offer. Even better, you're within walking distance to The Point Crab House & Grill and Ferry Point Yacht Club, putting waterfront dining and recreation practically at your doorstep. Perfectly charming just as it stands, this property also presents an exciting opportunity for those with a bigger vision. Enjoy the updated cottage as your own waterfront getaway, or explore the potential to create a custom waterfront dream home in this exceptional setting, subject to applicable approvals. Opportunities like this are hard to come by—experience the charm, convenience, and endless possibilities of life on Mill Creek!