Charming Home with Assumable 3% FHA Loan — Rare Opportunity
Step into a beautifully maintained home offering both comfort and convenience, plus the incredible benefit of an assumable 3% FHA loan with approximately 25 years remaining. This home shows beautifully, featuring hardwood floors, an eat‑in kitchen, an L‑shaped living/dining room, and three bedrooms with one newly refinished full bath on the upper level. The basement would be an ideal in-law suite or basement apartment with a private entrance if rental income is desired. The finished lower level offers a full bath, a second kitchen and laundry room, a fireplace, and access to a screened‑in porch overlooking the backyard. Outside, the property includes a storage shed, attractive landscaping, and a freshly painted exterior completed in July 2026. Major updates include a 2017 roof, newer HVAC and hot water heater, and vinyl replacement windows. A must see!
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Listing Snapshot
Price
$358,000
Days On Site
82 Days
Bedrooms
3
Inside Area (SqFt)
1,572 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
0.16 Acres
Year Built
1963
MLS Number
MDBC2171574
Status
Active
Property Tax
$2,802
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Assessor
Friends & Family
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Recent Activity
3 weeks ago
Price changed to $358,000
3 weeks ago
Listing updated with changes from the MLS
3 months ago
Listing first seen on site
General Features
Acres
0.16
Foundation
Slab
Levels
One
Parking
ConcreteOff StreetOn StreetDriveway
Property Sub Type
Single Family Residence
Sewer
Public Sewer
Special Circumstances
Standard
SqFt Above
1072
SqFt Below
500
SqFt Total
1612
Style
Ranch/Rambler
Water Source
Public
Zoning
RESIDENTIAL
Interior Features
Appliances
OvenCooktopWasherElectric Water HeaterRefrigeratorMicrowaveDryer