A farmette with tremendous potential AND an assumable VA loan at 2.75%! After nearly 10 years of loving this property as their home and little farm, the sellers are ready for its next chapter. Due to a pending divorce, and with both sellers' permission to share their circumstances, they have made the difficult decision to sell. Knowing the home, barn and grounds need updates and that neither seller has the resources to make those improvements, they have priced the property accordingly at $439,900, creating an opportunity for a buyer willing to bring their vision and some TLC. Current automated valuation estimates as of August 27, 2026, range from approximately $510,958 to $695,940, making the asking price particularly compelling. Approximately 5.6 acres with a charming Cape Cod, main-level bedroom with attached bath, large study, covered porch, 3-stall pole barn with tack room/hay storage, water and electric, and approximately 4.5 acres of previously fenced pasture, please note that most fencing has since been removed. The property has served its family and their horses, ponies, chickens, ducks, cats and dogs beautifully for nearly a decade. The standout financial opportunity: an existing VA loan at an exceptionally low 2.75% interest rate that may be assumable by a qualified buyer, subject to lender/VA approval and applicable requirements. Conveniently located approximately 20 minutes to Orange and Culpeper and 45 minutes to Fredericksburg and Charlottesville. Close to Commonwealth Horse Park, Lake Anna and area riding trails. Bring your horses, your vision and your imagination, this one is ready for its next chapter! UPDATED PHOTOS WILL BE ADDED BEFORE THE LISTING GOES ACTIVE. VA Assumability is not guaranteed and must be approved by the VA and Freedom Mortgage. Anyone, wanting to secure the assumable loan, must get prequalified through Freedom Mortgage. It is recommended that all interested parties, have this part done, prior to the listing going active!
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Listing Snapshot
Price
$439,900
Days On Site
16 Days
Bedrooms
3
Inside Area (SqFt)
1,764 sqft
Total Baths
3
Full Baths
2
Partial Baths
1
Lot Size
5.61 Acres
Year Built
1992
MLS® Number
VAOR2015100
Status
Coming Soon
Property Tax
$1,911.91
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Estimated
Friends & Family
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Recent Activity
7 days ago
Listing updated with changes from the MLS®
2 weeks ago
Listing first seen on site
General Features
Acres
5.61
Foundation
Concrete Perimeter
Levels
Three Or More
Parking
GravelDriveway
Property Sub Type
Single Family Residence
Sewer
Septic Tank
Special Circumstances
Standard
SqFt Above
1764
SqFt Total
2940
Style
Cape Cod
Water Source
Well
Zoning
A
Interior Features
Appliances
Electric RangeElectric OvenWater PurifierElectric Water HeaterWasherDryerDishwasherRefrigeratorIce Maker
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